Lead Product Owner

Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

As a Lead Product Owner, your mission is to drive digital customer acquisition and engagement by shaping and delivering high-impact product experiences that attract, convert, and retain customers. You will own the vision, roadmap, and execution of your product stream while leading and developing a team of Product Owners - ensuring alignment, consistency, and excellence across all product initiatives.

Operating at the intersection of business, technology, and customer experience, you will leverage strong technical expertise to guide complex solutions - working closely with engineering and architecture to ensure scalable, secure, and high-performing products that deliver measurable business outcomes.

How You Will Make an Impact:

• Own and drive the end-to-end product strategy, roadmap, and delivery for digital customer acquisition and engagement
• Lead, mentor, and align a team of Product Owners, setting a high bar for product excellence and delivery standards
• Shape and guide product discovery in complex, ambiguous environments, ensuring solutions are grounded in data, customer insight, and business value
• Establish consistent, scalable ways of working across discovery and delivery, with strong ownership of backlog quality and prioritisation
• Orchestrate execution across multiple teams, ensuring clarity of scope, dependencies, and outcomes
• Partner closely with senior stakeholders across business, technology, and control functions to align priorities and decisions
• Ensure technical, operational, and regulatory readiness across product initiatives
• Define and drive measurable outcomes, continuously optimising acquisition, conversion, and engagement
• Take full ownership of delivery risks, dependencies, and issues through to resolution

• Proven leadership experience as a Senior or Lead Product Owner within banking, fintech, or other regulated industries
• Strong technical fluency, with the ability to engage across architecture, APIs, and data flows
• Track record of leading agile delivery across multiple teams with high-quality product practices and artefacts
• Exceptional ownership mindset with the ability to operate decisively in ambiguity
• Strong product discovery expertise and a data-driven approach to decision-making
• Ability to influence and align senior stakeholders across business and technology
• Experience mentoring Product Owners and elevating product ways of working at scale
• Solid understanding of customer data domains and digital product ecosystems
• Experience working across multi-market or Pan-Baltic environments is a strong advantage
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 4,200 - 6,700 EUR/month, which is to be determined depending on your level of experience and competencies